The pension environment has certainly changed. It will continue to shift rather dramatically in years to come. Traditional Defined Benefit plans are being replaced with less costly Defined Contribution, Deferred Profit Sharing and Group Registered Retirement Savings Plans.
Finding “best value” solutions can be a challenge for any employer facing choices around: plan design, providers of group retirement products, contribution formulae, investment fund “menu” etc. By balancing employee and employer requirements, we create plans that are both robust and flexible in nature.
We believe that continuous dialogue, innovation and evaluation are paramount to the continued success of any Group Retirement Savings Plan.